A helpful historical look at interest rates

April 20th, 2018

A helpful historical look at interest rates can help ease worries.  Lately it seems that we have a lot of movement and plenty of speculation.  Just in the first quarter of 2018, we have heard different indicators from the Federal Reserve on the rate of increases for interest rates.  The most recent statements now state a slower rate increase for the remainder of 2018.  In fact, just yesterday a new schedule of a 1/4 point increase occurring only two or three times in 2018 was announced.

How interest rates can affect your buying power.

As we know, rates can affect many aspects of your life.  The real estate market and home finance industries are closely linked to rates as well.  In general, when interest rates rise, the purchasing power of the buyer is lowered. This happens because a higher rate creates a higher monthly payment. Yet the buyer only gets approved for a certain monthly payment amount due to debt to income ratios.  These ratios are linked to the loan program the buyer is approved for.  Going over the limit, will disqualify the buyer.

Let’s take a look at a historical view of interest rates over the last 45 years.

Even though The Federal Reserve has announced interest rate increases, there is still great news for buyers.  We are actually enjoying historically low interest rates.  In fact, most buyers today will actually pay less than their parents and grandparents did.  So while there is reason to believe rates will go up, there is no reason for panic.

Below is a great illustration provided by Keeping Current Matters.  It allows you to easily see the dips and valleys of interest rates which we have experienced over the last 45 years.

 

Wow! This graph really shows how low the rates are historically. We are really sitting pretty compared to even ten years ago.  If you are looking to take the plunge and enter the real estate market, now is a great time.  First step is to obtain a pre-approval for a home loan, which will advise you of the rate and loan limit that you are qualified for. Your next step is to let us help you find your next great home.

All real estate is local. York County South Carolina has a lot to offer. Whether you want to visit the lakes, or be entertained you will not be let down. York County also has medical centers and higher education centers available. If you are thinking of making a move, give us a call. We have the deep community roots and network to help you find your next home. We can show you all of the beautiful areas of York County.

Click here to view featured property scroller.

To schedule a showing, just “click” on picture and complete form.

We would like to invite you to visit ArbieTurnerHomes.com, specializing in the Rock Hill, Fort Mill, Indian Land and Tega Cay areas of South Carolina. Our team has made available tours of subdivisions in each city for your review. We are deeply knowledgeable of these areas, which is why you want to choose us for your real estate needs.

Courtesy of Arbie Turner Homes Keller Williams Fort Mill SC

We work hard for our customers.

Hire a positive and proactive team of Realtors to help find your next home!

For more information please visit:  http://ArbieTurnerHomes.com

Call or text 803-207-7051

Looking for a new home: http://arbieturner.newnha.com

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Impact home prices

April 13th, 2018

Inventory and interest rates are two of the factors that can impact home prices. While they may seem unrelated, they actually pull and tug on each other impacting home prices, competition, and availability.  And in the mist of all of this, are the proven accounting principals of supply and demand.  It is because of all these moving parts that people ask:  “What’s the market like now?”

Inventory

One factor would be the number of homes available.  If you have excessive supply of housing available, you could actually see a drop in pricing.  There are simply more homes available than there are buyers.  Reversely, if you have a shortage of supply of housing available, you could see a raise in your home price.  This is great for sellers as there is less competition and more buyers.

Interest Rates

Here is another factor that can impact your home price.  We first need to start by saying that we are currently enjoying historically low interest rates.  While it is true that we will see gradual and possibly quicker interest rate jumps for 2018, we are still very low.

When interest rates are lower you will generally have more approved buyers with more buying power. This situation invites buyers into the market, while escalating home prices.  After all, you will have more buyers competing. When interest rates rise you will generally see less approved buyers with less buying power.  The interest rate that you are paying the bank for the money, also can limit how much you can borrow and how much house you can qualify for.

Recently, Freddie Mac published an Insight Report titled Nowhere to go but up? How increasing mortgage rates could affect housing. The report focused on the impact the projected rise in mortgage rates might have on the housing market this year.

So what has happened to home prices when the market experiences interest rate changes.  One great indicator is history.  And luckily we have great resources that keep track of the dips and the peeks.  Below is a illustration provided by Keeping Current Matters who utilized Freddie Mac’s data.  The following graph, based on data from the report, reveals what happened to home prices the last six times mortgage rates rose by at least 1%.

As you can see, just because interest rates change does not always lead to higher home prices.  In fact one of the largest rate increases only raised home prices by 3%.  The secret factor during that time was the lack of demand.

All real estate is local. York County South Carolina has a lot to offer. Whether you want to visit the lakes, or be entertained you will not be let down. York County also has medical centers and higher education centers available. If you are thinking of making a move, give us a call. We have the deep community roots and network to help you find your next home. We can show you all of the beautiful areas of York County.

Click here to view featured property scroller.

To schedule a showing, just “click” on picture and complete form.

We would like to invite you to visit ArbieTurnerHomes.com, specializing in the Rock Hill, Fort Mill, Indian Land and Tega Cay areas of South Carolina. Our team has made available tours of subdivisions in each city for your review. We are deeply knowledgeable of these areas, which is why you want to choose us for your real estate needs.

Courtesy of Arbie Turner Homes Keller Williams Fort Mill SC

We work hard for our customers.

Hire a positive and proactive team of Realtors to help find your next home!

For more information please visit:  http://ArbieTurnerHomes.com

Call or text 803-207-7051

Looking for a new home: http://arbieturner.newnha.com

Like us on Facebook!  https://facebook.com/ArbieTurnerHomes

View our channel https://www.youtube.com/channel/UCrHhsqvC-3mZ_CC

 

 

Your home equity

April 6th, 2018

Many homeowners now are not aware of the amount of home equity that they have built up. In fact, some would be quite nicely surprised. While time passed, and mortgage payments were being paid, equity was building. In addition, appreciation turns out to be a great friend to homeowners.   With all of these forces in play, numbers have quickly risen.

Do you know how much equity you have?

A recent study by Fannie Mae suggests that many homeowners are not aware that they have regained equity in their homes as their investment has increased in value. For example, their study showed that 23% of Americans still believe their home is in a negative equity position when, in actuality, CoreLogic’s report shows that only 4.9% of homes are in that position.

In addition, it also revealed that only 37% of Americans believe that they have “significant equity” (greater than 20%) when in actuality, 83% do! The below illustration is provided by Keeping Current Matters.

The final numbers are in.

This means that 46% of Americans with a mortgage fail to realize the situation they are in. With a nice equity position, many homeowners could easily enjoy more options.

One option would be to take your home equity and apply it to your next home.  Maybe this time a condo on the lake, or a villa on a golf course would fit into your life.  Equity provides options.

All real estate is local. York County South Carolina has a lot to offer. Whether you want to visit the lakes, or be entertained you will not be let down. York County also has medical centers and higher education centers available. If you are thinking of making a move, give us a call. We have the deep community roots and network to help you find your next home. We can show you all of the beautiful areas of York County.

Click here to view featured property scroller.

To schedule a showing, just “click” on picture and complete form.

We would like to invite you to visit ArbieTurnerHomes.com, specializing in the Rock Hill, Fort Mill, Indian Land and Tega Cay areas of South Carolina. Our team has made available tours of subdivisions in each city for your review. We are deeply knowledgeable of these areas, which is why you want to choose us for your real estate needs.

Courtesy of Arbie Turner Homes Keller Williams Fort Mill SC

We work hard for our customers.

Hire a positive and proactive team of Realtors to help find your next home!

For more information please visit:  http://ArbieTurnerHomes.com

Call or text 803-207-7051

Looking for a new home: http://arbieturner.newnha.com

Like us on Facebook!  https://facebook.com/ArbieTurnerHomes

View our channel https://www.youtube.com/channel/UCrHhsqvC-3mZ_CC

 

Time and your future mortgage

March 30th, 2018

Time and your future mortgage, protect both.  Current economic outlook is bright.  People are positive about the future and are starting to make plans.  If you have been sitting on the side lines thinking of making the plunge into home ownership, now is the time to act.  If you have been wanting to upgrade your home or even buy a second home, now is the time to act.

As with any plan, you will need to get educated and prepared for your next or first big purchase.  One of the best way to know what to expect and what to do, is to get a home loan pre-approval.  During this process you will need to supply employment history, asset, and tax information.  And while this may seem like a lot, you will come back with a wealth of information that will save you time and money.  Our best advice is to get this done before you start to look for homes.  After all, how will you know what price bracket you will qualify for without a home loan pre-approval?

One important factor you will discover is the interest rate that you will have on your mortgage.  This rate can greatly vary because of loan program and property type.  As we are all aware, interest rates have been rising.  What is also important to remember is that interest rates are still at historic lows.

So how does time effect your future mortgage?  Your mortgage payment usually contains a principal, interest and escrow payment.  Naturally if your interest rate is higher your total mortgage payment will end up higher as well.  We were able to find a great illustration provided by Keeping Current  Matters.  This example used a purchase price of $250,00 with projected future interest rates.

As you can see, time really is not on your side.  As 2018 progresses interest rates are projected to go up.  A higher interest makes for a higher monthly payment.  A higher mortgage payment cuts into your disposable money and savings.  If you are looking to make a move, we can help

All real estate is local. York County South Carolina has a lot to offer. Whether you want to visit the lakes, or be entertained you will not be let down. York County also has medical centers and higher education centers available. If you are thinking of making a move, give us a call. We have the deep community roots and network to help you find your next home. We can show you all of the beautiful areas of York County.

Click here to view featured property scroller.

To schedule a showing, just “click” on picture and complete form.

We would like to invite you to visit ArbieTurnerHomes.com, specializing in the Rock Hill, Fort Mill, Indian Land and Tega Cay areas of South Carolina. Our team has made available tours of subdivisions in each city for your review. We are deeply knowledgeable of these areas, which is why you want to choose us for your real estate needs.

Courtesy of Arbie Turner Homes Keller Williams Fort Mill SC

We work hard for our customers.

Hire a positive and proactive team of Realtors to help find your next home!

For more information please visit:  http://ArbieTurnerHomes.com

Call or text 803-207-7051

Looking for a new home: http://arbieturner.newnha.com

Like us on Facebook!  https://facebook.com/ArbieTurnerHomes

View our channel https://www.youtube.com/channel/UCrHhsqvC-3mZ_CC

 

 

Tax refund helps with down payment

March 23rd, 2018

A tax refund can help with a down payment for your next home.  If you are renting now, have you considered buying?  Why are you paying someone else’s mortgage and not your own?  While it is true that in some circumstances renting is a good option, it usually isn’t a good long term solution.  Many studies show that home ownership is a major factor for financial success, while also being a great investment.  Housing appreciation is an example of letting your money work for you.

Have you started saving for a down payment yet?

It is important to remember that you will probably not need 20% down plus closing costs.  Actually, there are several loan programs available that range in down payment options.  Programs from the Federal Housing Authority, Freddie Mac, and Fannie Mae all allow for down payments as low as 3%.  In addition, Veterans Affairs Loans allows many veterans to purchase a home with 0% down.

Have you ever wondered how much of your tax refund would cover your down payment?

Your tax return may go farther than you think. According to data released by the Internal Revenue Service (IRS), Americans can expect an estimated average refund of $2,840 this year when filing their taxes.

The map below shows what percentage of a 3% down payment is covered by the average tax refund by taking into account the median price of homes sold by state.  Here in South Carolina we are enjoying a strong 51%. The map below was provided by Keeping Current Matters.

 

Your tax refund working towards your down payment.

All real estate is local. York County South Carolina has a lot to offer. Whether you want to visit the lakes, or be entertained you will not be let down. York County also has medical centers and higher education centers available. If you are thinking of making a move, give us a call. We have the deep community roots and network to help you find your next home. We can show you all of the beautiful areas of York County.

Click here to view featured property scroller.

To schedule a showing, just “click” on picture and complete form.

We would like to invite you to visit ArbieTurnerHomes.com, specializing in the Rock Hill, Fort Mill, Indian Land and Tega Cay areas of South Carolina. Our team has made available tours of subdivisions in each city for your review. We are deeply knowledgeable of these areas, which is why you want to choose us for your real estate needs.

Courtesy of Arbie Turner Homes Keller Williams Fort Mill SC

We work hard for our customers.

Hire a positive and proactive team of Realtors to help find your next home!

For more information please visit:  http://ArbieTurnerHomes.com

Call or text 803-207-7051

Looking for a new home: http://arbieturner.newnha.com

Like us on Facebook!  https://facebook.com/ArbieTurnerHomes

View our channel https://www.youtube.com/channel/UCrHhsqvC-3mZ_CC

 

 

Rising Rates and Homes Values

March 16th, 2018

Yes it is true there is a relationship between rates and home values.   Some buyers get real nervous and uptight when the interest rates slowly inch upwards. But it is important to remember that interest rates are still at great historic lows, even if they continue to rise.  So far in 2018, the interest rates have risen approximately a quarter of a point, and some economists suggest a slow continual climb for the rest of the year. Some seller’s also get nervous because they feel that a higher interest rate may deter buyers and lower home values.  But for them too, there is still a lot of room to move because demand is still so high.

But things are moving and shaking, and our country’s economic story is strengthening.  More potential buyers and a lower housing inventory still make for a competitive seller housing market.  You have sellers choosing the best offer, and you have buyers who are pre-approved and bidding on homes.  Of course there is a way out of the housing inventory shortage, simply get with a builder and build your home.  If you are interested in finding a great builder, we can help.  Check out our New Home Ambassador site for builder names, floor plans, locations and estimated prices.  http://arbieturner.newnha.com

In a good economy, rising mortgage rates increase demand as many prospective purchasers immediately jump off the fence to guarantee they get the lower rate. So while there are some buyers who will drop out due to rising rates, there is still a large amount of buyers out there looking for their next home.

Below is a illustration provided by Keeping Current Matters, who provides great graphics. In this one, let’s look at home prices the last four times mortgage rates increased dramatically.

In each case, home prices APPRECIATED and did not depreciate. No one is projecting as dramatic an increase in rates as the examples above. Most are projecting an increase of approximately 1% by the end of the year.

The last time mortgage rates increased by 1% over a twelve-month period was January 2013 (3.41%) to January 2014 (4.43%). What happened to house prices during that span? They appreciated by 9.8%.  Nice.

So while our markets are changing, they are creating opportunity for everyone.

All real estate is local. York County South Carolina has a lot to offer. Whether you want to visit the lakes, or be entertained you will not be let down. York County also has medical centers and higher education centers available. If you are thinking of making a move, give us a call. We have the deep community roots and network to help you find your next home. We can show you all of the beautiful areas of York County.

Click here to view featured property scroller.

To schedule a showing, just “click” on picture and complete form.

We would like to invite you to visit ArbieTurnerHomes.com, specializing in the Rock Hill, Fort Mill, Indian Land and Tega Cay areas of South Carolina. Our team has made available tours of subdivisions in each city for your review. We are deeply knowledgeable of these areas, which is why you want to choose us for your real estate needs.

Courtesy of Arbie Turner Homes Keller Williams Fort Mill SC

We work hard for our customers.

Hire a positive and proactive team of Realtors to help find your next home!

For more information please visit:  http://ArbieTurnerHomes.com

Call or text 803-207-7051

Looking for a new home: http://arbieturner.newnha.com

Like us on Facebook!  https://facebook.com/ArbieTurnerHomes

View our channel https://www.youtube.com/channel/UCrHhsqvC-3mZ_CC

 

 

 

 

 

 

Great time to sell

March 9th, 2018

It’s a great time to sell.  Nationally, we are still in a seller’s market with approximately four months housing inventory available.  A seller’s market is when there is less than six months housing inventory available. Reversely, a buyer’s market would be more than a six month housing inventory.

Don’t stumble on timing.

This is the time of year when people wonder about timing for the listing of their home.  It is also when people who have been only watching, may enter the market as well. Traditionally, Spring and Summer are busier times of the year. People prefer to relocate during these times because it may be less disruptive.  Many parents try to finish out the school year before moving to another school or district.  Another reason is simply the weather, many people do not want to move in the snow.

Take advantage of the lack of inventory.

Yes it is a seller’s market and you will have more leverage than normal.  When you add your listing it will stand out immediately.  You should list your home now before you have more competition coming your way.  There will be more homes for sale in the warmer months, why wait to compete with them too?  Prepare yourself for a change, your home will sell fast.  Remember the principal of supply and demand.

Hire your realtor.

It is important to have someone one your side for this exciting time.  You want to make sure that you choose a realtor familiar with the area and your competition.  Your realtor should access many different advertising outlets, not only the multiple listing system.  You may also want to consider using a professional “stager” for your home.

We have a great visual provided by Keeping Current Matters.  According to The National Association of Realtors, the spring and summer time are busier.  Here is what things looked like for the beginning of 2017.

As you can see it is a great time to sell. Patterns indicate that there will be more competition in the future months.  Take action and advantage of today’s current market.

All real estate is local. York County South Carolina has a lot to offer. Whether you want to visit the lakes, or be entertained you will not be let down. York County also has medical centers and higher education centers available. If you are thinking of making a move, give us a call. We have the deep community roots and network to help you find your next home. We can show you all of the beautiful areas of York County.

Click here to view featured property scroller.

To schedule a showing, just “click” on picture and complete form.

We would like to invite you to visit ArbieTurnerHomes.com. We specialize in the Rock Hill, Fort Mill, Indian Land and Tega Cay areas of South Carolina. We have made available tours of subdivisions in each city for your review. We are deeply knowledgeable of these areas, which is why you want to choose us for your real estate needs.

Courtesy of Arbie Turner Homes Keller Williams Fort Mill SC

We work hard for our customers.

Hire a positive and proactive team of Realtors to help find your next home!

For more information please visit:  http://ArbieTurnerHomes.com

Call or text 803-207-7051

Looking for a new home: http://arbieturner.newnha.com

Like us on Facebook!  https://facebook.com/ArbieTurnerHomes

View our channel https://www.youtube.com/channel/UCrHhsqvC-3mZ_CC

 

 

 

 

Homeownership is on the rise

March 2nd, 2018

Yes, it is true homeownership is on the rise.  It may seem hard to believe with limited housing inventory and a slow tick up to interest rates.  Some people have the attitude that there just isn’t a lot of options now, so why even try.  This is unfortunate, as this is not the entire housing picture.

Have you ever heard the Mark Twain quote, “The reports of my death have been greatly exaggerated.”

This is also true about the market and housing inventory levels.  Well here it is, the little nugget that changes everything.  When buyers go out and look for homes, they are only seeing homes that are existing.  In other words they are not even considering a different option, which is building your dream home.  After all, if you can not find what you want available, why not have it built.

Recently, the Census revealed that the percentage of homeowners in the country increased for the first time in thirteen years.  Below is an illustration provided by Keeping Current Matters.

 

Here it is, proof that we are not dead yet.  In fact, we are actually on the upswing.  Homeownership is a very important step in building your investment portfolio, as well as pride in your home.  America’s belief in homeownership was also evidenced in a recent survey by Pew Research.  If you are thinking about starting your search, let us help you.  We can also introduce you to some local builders who might also meet your needs.

All real estate is local. York County South Carolina has a lot to offer. Whether you want to visit the lakes, or be entertained you will not be let down. York County also has medical centers and higher education centers available. If you are thinking of making a move, give us a call. We have the deep community roots and network to help you find your next home. We can show you all of the beautiful areas of York County.

Click here to view featured property scroller.

To schedule a showing, just “click” on picture and complete form.

We would like to invite you to visit ArbieTurnerHomes.com. We specialize in the Rock Hill, Fort Mill, Indian Land and Tega Cay areas of South Carolina. We have made available tours of subdivisions in each city for your review. We are deeply knowledgeable of these areas, which is why you want to choose us for your real estate needs.

Courtesy of Arbie Turner Homes Keller Williams Fort Mill SC

We work hard for our customers.

Hire a positive and proactive team of Realtors to help find your next home!

For more information please visit:  http://ArbieTurnerHomes.com

Call or text 803-207-7051

Looking for a new home: http://arbieturner.newnha.com

Like us on Facebook!  https://facebook.com/ArbieTurnerHomes

View our channel https://www.youtube.com/channel/UCrHhsqvC-3mZ_CC

Silly myths and real estate

February 23rd, 2018

Yeah, it’s true there are silly myths that seem to follow real estate.  It’s like almost anything, where there are people who just assume something instead of really knowing a topic.  Or maybe even they knew a topic, but a while ago and things have changed. Processes do change based on the current needs.  We see this is everywhere.  So why do people assume that the old rules still apply?  Old news and myths are not helpful, get educated and empowered.  Here are some silly myths that really you should just ignore.

It takes a 20% down payment to buy a home.

Yeah, this is a silly myth as well.  Yet many people still believe.  Worst yet this old news can even stop people from even trying to buy a home.  It is important to know that this is simply not true.  The lenders have developed loan programs that have all sorts of parameters, even down payment.  In fact, if you have served our country you may be eligible for a down payment as low as 3%.

You need great credit to buy a home.

Unfortunately, this is another silly myth that really can keep people away.  Don’t let this happen to you or anyone you know.  The truth is that lenders want to lend.  Lenders also realize that not all buyers have great or outstanding credit scores.  So how do they get around this?  In general, they create loan programs allowing lower scores.  In turn, they typically charge a higher interest rate to compensate for a higher risk loan. To help debunk this myth, let’s take a look at Ellie Mae’s latest Origination Insight Report, which focuses on recently closed (approved) loans.

Below is an illustration that was provided by Keeping Current Matters.

FICO score myth

FICO score myth

 

All real estate is local. York County South Carolina has a lot to offer. Whether you want to visit the lakes, or be entertained you will not be let down. York County also has medical centers and higher education centers available. If you are thinking of making a move, give us a call. We have the deep community roots and network to help you find your next home. We can show you all of the beautiful areas of York County.

 

Click here to view featured property scroller.

To schedule a showing, just “click” on picture and complete form.

We would like to invite you to visit ArbieTurnerHomes.com. We specialize in the Rock Hill, Fort Mill, Indian Land and Tega Cay areas of South Carolina. We have made available tours of subdivisions in each city for your review. We are deeply knowledgeable of these areas, which is why you want to choose us for your real estate needs.

Courtesy of Arbie Turner Homes Keller Williams Fort Mill SC

We work hard for our customers.

Hire a positive and proactive team of Realtors to help find your next home!

For more information please visit:  http://ArbieTurnerHomes.com

Call or text 803-207-7051

Looking for a new home: http://arbieturner.newnha.com

Like us on Facebook!  https://facebook.com/ArbieTurnerHomes

View our channel https://www.youtube.com/channel/UCrHhsqvC-3mZ_CC

Homeowners and Appraisers are getting closer

February 16th, 2018

Homeowners and appraisers are getting closer in their agreement of home values.  In our market, with supply tight and demand high home prices are climbing. Appreciation is a beautiful way to add value to your home.  With the forces of time, supply and demand tugging on each other appreciation has excelled. In fact, some believe that appreciation could easily get up to 4% or more over the next twelve months.

One of the obstacles of the mortgage process was the lender’s appraisal.  Most lenders have their own appraisers with specialized tools to determine a value for the home.  This is a critical step for lenders as they determine proper loan amounts and programs.  During this process a conflict can arise between sales price and value of the home or collateral.  This conflict sometimes can be too great and can cause the lender not to lend their money. No one wins in this situation, which is why proper pricing is critical.

Another way that this conflict between homeowners and appraisers value can effect you is in the refinance process.  A reduced home value will change the amount of cash out that can be taken.  You can also look at this like a dispute in equity and value. Most lenders will not lend above the home value at the current time, which is why people who were upside down could not refinance to solve the problem.

Monthly, Quicken Loans measures the disparity between what a homeowner who is seeking to refinance their home believes their house is worth and what an appraiser’s evaluation of that same home is. It shows, the difference was the narrowest it has been in over two years, as the gap between appraisers and homeowners was only -0.5%. This is important for homeowners to note as even a .5% difference in appraisal can mean thousands of dollars that a buyer or seller would have to come up with at closing.

Below is an illustration provided by Keeping Current Matters.   This shows the changes in home price estimates over the last two years.

Appraiser and Homeowner are getting closer

Appraisers and Homeowners are getting closer

As you can see, it is true homeowners and appraisers are getting closer in their home value numbers.  Bill Banfield, Executive VP of Capital Markets at Quicken Loans urges homeowners to find out how their local markets have been impacted by supply and demand.  Knowledge is power when you go to sell or refinance your home.

All real estate is local. York County South Carolina has a lot to offer. Whether you want to visit the lakes, or be entertained you will not be let down. York County also has medical centers and higher education centers available. If you are thinking of making a move, give us a call. We have the deep community roots and network to help you find your next home. We can show you all of the beautiful areas of York County.

Click here to view featured property scroller.

To schedule a showing, just “click” on picture and complete form.

We would like to invite you to visit ArbieTurnerHomes.com. We specialize in the Rock Hill, Fort Mill, Indian Land and Tega Cay areas of South Carolina. We have made available tours of subdivisions in each city for your review. We are deeply knowledgeable of these areas, which is why you want to choose us for your real estate needs.

Courtesy of Arbie Turner Homes Keller Williams Fort Mill SC

We work hard for our customers.

Hire a positive and proactive team of Realtors to help find your next home!

For more information please visit:  http://ArbieTurnerHomes.com

Call or text 803-207-7051

Looking for a new home: http://arbieturner.newnha.com

Like us on Facebook!  https://facebook.com/ArbieTurnerHomes

View our channel https://www.youtube.com/channel/UCrHhsqvC-3mZ_CC